Privacy Notice for MonaLending
Effective Date: May 19, 2026
At MonaLending dba of AML Mortgage Associated Inc, we value your trust and are committed to protecting your personal information. This Privacy Notice explains how we collect, use, share, and safeguard your information in connection with our mortgage products and services. It also describes your choices regarding the use and disclosure of your information.
What Information We Collect
We collect information about you to provide our mortgage services, process your application, and comply with legal requirements. The types of information we may collect include:
Personal Information: Name, address, phone number, email address, Social Security number, and date of birth.
Financial Information: Income, employment history, credit history, bank account details, and loan repayment history.
Property Information: Details about the property you are financing, such as its address, value, and appraisal information.
Other Information: Information provided in your mortgage application, through our website, or during communications with us.
We collect this information from:
You, through applications, forms, or direct communications.
Third parties, such as credit bureaus, employers, or public records.
Our website or mobile app, including through cookies or similar technologies.
How We Use Your Information
We use your information to:
Process and evaluate your mortgage application.
Provide and manage your loan, including servicing and collections.
Verify your identity and prevent fraud.
Comply with legal and regulatory requirements.
Improve our products, services, and website experience.
Communicate with you about your account or our services.
How We Share Your Information
We may share your information with:
Service Providers: Third parties that assist us in processing applications, servicing loans, or conducting business operations (e.g., credit bureaus, appraisers, or title companies).
Affiliates: Other companies within our corporate family for business purposes.
Government or Regulatory Authorities: As required by law or to respond to legal processes, such as subpoenas.
Other Parties: With your consent or as permitted by law, such as in the case of a loan transfer or sale.
We do not sell your personal information to third parties for their own marketing purposes.
How We Protect Your Information
We maintain physical, electronic, and procedural safeguards to protect your information. These include:
Secure storage of physical and electronic records.
Encryption of sensitive data during transmission.
Restricted access to your information by authorized personnel only.
Regular security assessments to address potential vulnerabilities.
Your Choices and Rights
You have choices regarding how your information is used and shared:
Marketing Communications: You may opt out of receiving promotional emails or calls by contacting us at TeamMona@AmericanMultiLenders.com or using the "unsubscribe" link in our emails.
Cookies: You can manage cookie preferences through your browser settings.
Access and Correction: You may request access to or correction of your personal information by contacting us.
Under certain state laws, you may have additional rights, such as requesting the deletion of your information or opting out of certain data sharing. Contact us for details.
How to Contact Us
If you have questions about this Privacy Notice or how we handle your information, please contact us at:
MonaLending dba of AML Mortgage Associated Inc 26126 Alizia Cyn #A Calabasas, Ca. 91302 Phone: (818) 402-2302 Email: TeamMona@AmericanMultiLenders.com
Changes to This Privacy Notice
We may update this Privacy Notice to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated notice on our website or through other communications.
Thank you for choosing MonaLending . We are committed to protecting your privacy and providing you with excellent service.
Information We Collect and How We Use It
We may collect personal information from you when you interact with our website, submit forms, or communicate with us. This information may include:
- Name
- Phone number
- Email address
- Property and financial information related to mortgage applications
- Any other information you voluntarily provide
We collect this information through website forms, phone calls, SMS communications, and other direct interactions.
We use your information to:
- Process and manage mortgage applications
- Communicate with you regarding your loan, including updates and document requests
- Provide customer support
- Send SMS messages (if you have opted in) related to your inquiry or application
- Improve our services and website
We do not sell or rent your personal information. We may share your information with trusted service providers or partners strictly for business operations (such as loan processing), and only as necessary.
SMS Consent and Communications Disclosure
If you consent to receive SMS from Monalending, you agree to receive loan application updates, rate alerts, appointment reminders, document requests, promotional messages or offers, and loan status notifications SMS from us. Reply STOP to opt-out; Reply HELP for support; Message & data rates may apply; Messaging frequency may vary. Visit https://www.monalending.com/privacy to see our privacy policy and terms and conditions.
We do not share SMS consent or phone numbers with third parties or affiliates for marketing purposes.